Are you in a jam? The type that only a quick fast loan or cash injection will fix? Well, a fast loan from a direct lender could be just the thing to get you out of that temporary bad situation. Being a fast loans broker, we can assist you in securing one of these fast loans and only need you to supply us with your details so that we can act on your behalf and contact the best lenders to get you the most favourable deal possible.

Even if you have a poor credit score or bad history, you may still be eligible for a fast loan. As long as you are a UK resident, are over 18, have a steady income, and have a bank account, you are meeting the basic criteria and can apply.
Most of these fast loans from direct lenders have a high approval rate, so as long as you can match the criteria above and you don’t currently have an existing payday loan, you have a good chance of receiving the short-term financial aid you need.

Where can I find fast payday loans quickly?

As most of the direct lenders who deal with these fast payday loans are based online, a quick search in google will bring up a long list of them. There are thousands of fast loan lenders in the UK so please do a bit of research before deciding on which one you’ll accept a loan from. Make sure the short term loans direct lender is on the Consumer Credit Register, and that you are aware of all the fees, the interest rate, and any other important information before agreeing to anything. Going in to any financial contract without proper knowledge is never a good idea so always thoroughly research any quick loan you’re interested in.

Are there fast loans with no guarantor available?

It is possible to get a fast loan without a guarantor, even with a poor credit score. However, if you have someone with a better credit rating than you who is willing to be a guarantor for you, you will probably find it much easier to acquire a loan with a lower interest rate. Achieving fast loans with no guarantor is still possible though, and we can help you with the application process. All you need to do is fill in our online form and let us do the rest. You could have the money you need sitting in your account before you know it, typically in the form of a payday loan with no guarantor.

What’s the best way to get a fast loan with a bad credit score instantly?

To give yourself the best chance of getting a fast loan with a bad credit score, you can do one of two things. You can either spend a considerable amount of time online applying for individual loans at multiple direct lender sites, or you can give us your details and we will make sure that a wide selection of direct lenders consider your application and make the process as instant as possible.

Some lenders might not be willing to offer you the full amount you asked for, while others will. Each will have their own repayment schedules and fees and other conditions, so getting as many quotes as possible, in the shortest time possible, is the best way to find an affordable fast loan.

 

Compare fast loans

Total Amount

Length borrowed for

Monthly APR example Representative 1266%

Loan total

Monthly repayment

£400 loan

3 months 24% £608.69 £202.90

£500 loan

6 months 24% £997.08 £166.82

As you can see the interest is quite significant on that loan so let’s take a look at a repayment schedule but remember this is for illustration purposes only.

Comparing fast loan repayments on £500 over 6 months

Date Payment Interest Principal paid Balance
Month of loan £500.00
Month 1 £166.18 £120.83 £45.35 £454.65
Month 2 £166.18 £109.87 £56.31 £398.35
Month 3 £166.18 £96.27 £69.91 £328.43
Month 4 £166.18 £79.37 £86.81 £241.62
Month 5 £166.18 £58.39 £107.79 £133.84
Month 6 £166.18 £32.34 £133.84 £0.00
TOTALS: £997.08 £497.08 £500.00

What other alternatives to a fast loan are available to people with bad credit or no credit check?

Having a poor credit score really does limit your options when it comes to borrowing money, but always remember a credit check must be carried out. That’s because traditional lenders like banks and credit card companies look at your credit file supplied by a credit referencing agency when they consider your application. This credit file has a long record of all of your transactions, borrowing history and more, and this is what is used to assess your eligibility for receiving credit.So a bad credit history means that it is unlikely you will be successful when trying to borrow from these institutions.
If you have bad credit, you can still get a fast payday loan from a direct lender providing you meet the basic criteria we told you about earlier, or you could try finding out about a credit union loan that would most likely be offered at a lower interest rate.
You can find out more about credit union loans at your local Citizens Advice Bureau.

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