High acceptance payday loans

High acceptance payday loans are a relatively modern alternative to traditional lending before you take one out you should know your options.

They have been designed with people who have less than stellar credit scores in mind, and also those in need of cash in emergency situations. Because of this, high acceptance payday loans have become very popular and there has been a sharp increase in the number of direct lenders offering this type of short-term financial aid.

Just to be clear, high acceptance doesn’t equate to guaranteed loans as legally there is no such thing, but the high acceptance rate does mean that you are still in with a chance of being granted a loan despite having a bad credit history. To further increase your chances of getting a payday loan with good repayment conditions, you can fill in our online application form and we will help to broker the best deal for you, obligation free. We often get queries from people interested in these loans so we thought it would be a good idea to show them here along with the answers we provided.

What is the best place to find high acceptance payday loans?
Which direct lender offers the best high acceptance payday loans with no credit check?

What is the best place to find high acceptance payday loans?

Like with most things in the modern era, the answer to this question is found online. Finding a direct lender of high acceptance loans online is actually the easy part, as there are hundreds of them in the UK. The difficult part is deciding on which lender to go with and searching through them to find the best payday loans deal.

This is where a broker can help you. Instead of filling in application forms multiple times as you visit each lender’s sites, working with a broker means that you only supply your details a single time and they put your information in front of a host of top lenders for you. However, if you decide to take the long route and sort the deal out for yourself, please make sure you do your research on the lender before agreeing to any offer.

Which direct lender offers the best high acceptance payday loans with no credit check?

Unfortunately there is no clear answer we can give to this question because there are simply too many variables that come into it but one thing’s for sure, there isn’t loans with no credit check. Each lender that offers high acceptance payday loans will have their own way of looking at your application and they view each applicant on a case by case basis. So while a particular lender may have given a friend of yours a good deal, it doesn’t necessarily guarantee that they will look at you as favourably.

To give yourself the best chance of getting a good deal from your payday loan direct lender, you need to have your current affairs in order and make sure that the information you provide is clear, precise, honest, and backed up by documentation. This site is packed with information on these types of loans, lenders, the basic loan criteria, and much more, so please feel free to browse at your leisure and get a more informed view of this type of financing.

Compare high acceptance loans

Total Amount

Length borrowed for

Monthly APR example Representative 1266%

Loan total

Monthly repayment

£600 loan

6 months 24% £1196.50 £199.42

£1000 loan

6 months 24% £1994.17 £332.36
Where can I find high acceptance loans for people with bad credit?
What will happen if I have problems paying my payday loan?

Where can I find high acceptance loans for people with bad credit?

A lot of high acceptance payday loan lenders will consider granting loans to people with bad credit. Unlike banks that perform very stringent background checks on you financial history, direct lenders are far more interested in your present financial situation. Of course if you have outstanding loans and masses of debt, it is unlikely that you will granted any loan, even a high acceptance one, unless you are required to pay very high interest rates.

On the other hand, if your debt problems are behind you but a damaged credit score denies you the chance of getting a bank loan or credit card, a high acceptance payday loan could be just the help you need to make that wanted purchase, or make the car repairs you need. Our application process is very straightforward and can all be done online and we connect you with lenders who offer payday loans for those with bad credit scores. All you have to do is provide us with your information and we will get it to our panel of lenders to consider. If you are successful, you could have the money in your account on the same day.

What will happen if I have problems paying my payday loan?

This is a question that you should definitely know the answer to before agreeing to any offer from a direct lender.
Any reputable lender will have all fees, interest rates and late payment penalties laid out for you to see before you accept a loan from them. If they don’t, you definitely need to request this information, and if the lender can’t supply it, look for a loan somewhere else. There is public information showing maximum fees and interested published by the FCA.

Penalties for missed or late payments differ from lender to lender and deal to deal, but some common ones are increased interest rates, and one off fees or fines. You should always try to get a loan from a lender who has a good reputation for customer service so that if problems making payments do arise, you know you can contact the company and try to figure something out.

If you get into serious difficulty repaying the money you borrowed, you should get help from a professional organisation like the money advice services or visit stepchange.org. The worst thing you can do is ignore your debt problems as they won’t go away and will only worsen the longer you leave it. There is always help out there, you just need to talk to the right people.